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Occupational Accident Insurance

occupational-accident-insurance

Delivery work is a risky business, and Occupational Accident insurance (“Occ Acc”) takes care of YOU by paying for medical expenses and lost income (“disability benefits”) when you’re injured while working.  Catastrophic injuries or death can trigger extra benefits.

JOIN A4DD

What's the Cost? (typical weekly rates)

Why A4DD?

  • Satisfy virtually any work contract with up to $1 million of protection
  • Fully portable* — one policy covers you for all delivery work, even with multiple contracts
  • Three great plans to choose from — get the right combination of compliance, coverage, and cost
  • Covers older drivers — age 80 (or 75 if Class A CDL), and older drivers can apply as well.
  • Helper coverage is available — you do not need to list or report each helper (extra charge applies)

* Coverage portability applies to members with “full-time” driver status.  Change your status here.

Here’s a Tip:  for about $2 per week extra, Plan A delivers a lot more protection.  California drivers doing app-based work should choose Plan C to comply with state law.

Ways to Save

  • Get up to 4 FREE WEEKS coverage every year* just for playing it safe.  Take 4 Safety Training classes and qualify for our monthly Safety Rewards drawings!
  • Save about $1 per week by paying monthly instead of weekly.
  • Plan B costs about $2 per week less BUT benefits are lower.  Compare Plans carefully to get the protection you need.
  • Part-time drivers (defined as earning up to $275 per week) pay less BUT the disability benefits are lower and they give up coverage portability (coverage only applies while doing work for one designated Primary Contracting Company).
  • Helpers: if you have a non-driving helper, save 10% plus the cost of membership by adding Helper coverage instead of the helper getting their own insurance.
  • Save 20% or more by working with a company that’s registered with A4DD.  Use its discount code to save.  If your companies are not registered, put us in touch.
APPLY NOW

* Members who qualify will receive a refund for one week’s premium cost during the first month of each quarter.

Introducing Our Insurance Partner

Policies are underwritten by Great American Insurance Company, an authorized insurer in all 50 states and the DC, with an A+ rating by AM Best affirmed October 28, 2020. For over 100 years since 1872 Great American has protected American business, developing into a global company focused on specialized and innovative solutions for different industries.

This is an accident-only policy with limited benefits and does not pay benefits for diseases, sickness, or for loss from sickness. Exclusions and deductibles may apply. The coverage description is summarized and you should refer to the actual policy for a full description of applicable terms, conditions, limits, and exclusions.   Occupational Accident Insurance coverage is not workers’ compensation coverage and is not a substitute for workers’ compensation coverage.

The Great American Insurance eagle logo and the word marks Great American® and Great American Insurance Group® are registered service marks of Great American Insurance Group.

A4DD does not guarantee vendor offers or their app or website performance. Vendors are solely responsible for all vendor products and services offered through A4DD. Offers may be suspended or terminated at any time and may be subject to product restrictions, exclusions and eligibility requirements.