Benefit Plans Summary

Cargo Insurance – Benefit Plans Summary

Coverage Features
Covers cargo damage, destruction, loss, and theft Yes
Covers loss from any vehicle you are using to make deliveries Yes
Covers loading and unloading Yes
Covers breakage, alleged rough handling, and shifting of the load Yes
Covers unattended cargo Yes
Covers temporary storage while in transit Yes
Covers legal liability as a carrier, forwarder/broker, bailee, or logistics service provider Yes
Covers costs to reconstruct valuable documents Yes up to $25,000
Covers losses throughout the USA and Canada Yes
Covers your use of other drivers & carriers Yes
Form H Motor Carrier Filing available Yes
Covers your work for any contracting carrier ‘Full-Time’ Drivers*
Covers work for primary contracting carrier only ‘Part-Time’ Drivers*
Overall Limit of Insurance per Occurrence (four available options)
Option – 1 $5,000
Option – 2 $10,000
Option – 3 $25,000
Option – 4 $100,000
Coverage Sub-Limits that are included within the Overall Limit
Sub-Limit for Jewelry and Art $2,500
Sub-Limit for Money $2,500
Sub-Limit for the Face Value of Securities $2,500
Additional Limits of Insurance
Debris Removal $25,000
Pollution Cleanup (per year) $10,000
Moving Equipment $25,000
Deductible per Occurrence $200

*   Members pick a time status when joining A4DD.  To change your time status use our website Contact Us form.


The coverage highlights listed are only a summary of the policy coverages and benefits.  For complete details, please review the policy for terms, conditions, limitations and exclusions.  If there is a conflict between these highlights and the policy, the policy will govern in all matters.