Benefit Plans Summary

General Liability Insurance – Benefit Plans Summary

Coverage Plans
Coverage is the same for both except:
White Glove Plan Covers claims from assembling/installing
Standard Plan Excludes claims from assembling/installing
Limits of Insurance
Each Occurrence $100,000
General Aggregate $200,000
Products / Completed Operations Aggregate $200,000
Personal Injury & Advertising Injury $100,000
Damage to Premises Rented By You $100,000
Medical Expense (per person) $5,000
Deductible per Occurrence none
Coverage Features
Covers bodily injury and property damage claims Yes
Covers your legal defense costs in addition to the policy limits Yes
Covers loading and unloading claims Yes, excess over collectible auto insurance
Broad Form contractual liability coverage included Yes
Blanket Additional Insureds coverage Yes when stated on a Certificate of Insurance or required by written agreement or contract
Extended bodily injury definition Yes
Broad form property damage definition Yes
Covers your work for any contracting carrier ‘Full-Time’ Drivers*
Covers work for primary contracting carrier only ‘Part-Time’ Drivers*

*   Members pick a time status when joining A4DD.  To change your time status use our website Contact Us form.


The coverage highlights listed are only a summary of the policy coverages and benefits.  For complete details, please review the policy for terms, conditions, limitations and exclusions.  If there is a conflict between these highlights and the policy, the policy will govern in all matters.