General Liability Insurance - Benefits Plans Summary
Amount of Insurance – 2 options
|$100,000 Policy||$1,000,000 Policy|
|Products / Completed Operations Aggregate||$200,000||$2,000,000|
|Personal Injury & Advertising Injury||$100,000||$1,000,000|
|Damage to Premises Rented By You||$100,000||$1,000,000|
|Medical Expense (per person)||$5,000||$5,000|
|Deductible per Occurrence||None||None|
Coverage Plans – 2 options
|Coverage is the same for both plans except for:|
|White Glove plan||Covers claims from assembling/installing.
Available with $100,000 limit only.
|Standard Plan||Excludes claims from assembling/installing.
Available with $100,000 or $1,000,000 limits.
|Covers bodily injury and property damage claims||Yes|
|Covers legal defense costs outside policy limits||Yes|
|Covers loading/unloading claims||Yes, excess over collectible auto insurance|
|Broad form Contractual Liability included||Yes|
|Blanket Additional Insureds coverage||Yes when stated on a Certificate of Insurance or required by written agreement or contract|
|Extended bodily injury definition||Yes|
|Broad form property damage definition||Yes|
|Covers your work for any contracting carrier||‘Full-Time’ Drivers*|
|Covers work for primary contracting carrier only||‘Part-Time’ Drivers*|
* Members pick a status when joining A4DD. To change your time status use our website Contact Us form.
The coverage highlights listed are only a summary of the policy coverages and benefits. For complete details, please review the policy for terms, conditions, limitations and exclusions. If there is a conflict between these highlights and the policy, the policy will govern in all matters.