Contingent Liability insurance is becoming an increasingly common contract requirement.  We offer A4DD Business Builders an inexpensive program so you can provide a Certificate of Insurance, get approved for work, and get out on the road earning money.

OK, but what does Contingent Liability insurance do?  It steps in whenever an independent delivery driver makes a workers’ compensation (WC) claim and prevents WC insurance from getting drawn in.  This is important because just one claim from a driver can spark a costly audit and lead to the cancellation of the WC insurance.

That’s why companies want to see proof of Contingent Liability insurance from you.  They worry about you or another driver making a WC claim against them and want to protect their WC insurance.  If you have subcontractor drivers, you have reason to worry as well — especially if you don’t have WC insurance of your own.  Because then, a driver injury claim would force you to hire an attorney and pay for any award or settlement out of pocket.

For all these reasons, Contingent Liability insurance is a smart, low-cost solution.

What’s the Cost?

A4DD Contingent Liability insurance costs as little as $4.00 a month per driver.  The short application is quick and simple.  Plus, our program gives you the highest amount of insurance available (WC statutory limits*).  You can even add additional insureds if your contracts require that.

DOWNLOAD APPLICATION.  Send it back to us from our Contact Us page.

* $500,000 limit applies in DC, MA, NC, NJ, NV, NY and VT.