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Protect yourself and your family from the costs of illness and injury, as well as drugs and preventative care like annual physicals, screening tests, and vaccines.  Many A4DD members deliver other people’s meds – now you can better afford your own.

A4DD offers our members two different ways to get health insurance.  Discover which one is right for you.

The MedChoice™ limited benefit hospital & medical indemnity plan pays for hospitalization, outpatient services, and medications at prices almost anyone can afford. This insurance pays you a set amount for each treatment with no co-pays or deductibles. Telemed service and Term Life Insurance are included.
High-quality Major Medical insurance plans can be affordable, especially if you qualify for subsidies -- and many delivery drivers can qualify. As an A4DD member, you can get help from a personal counselor for FREE. Learn which plans are best for you, check the costs and subsidies, and get help with signing up.
High-quality Major Medical insurance plans can be affordable, especially if you qualify for subsidies -- and many delivery drivers can qualify. As an A4DD member, you can get help from a personal counselor for FREE. Learn which plans are best for you, check the costs and subsidies, and get help with signing up.

What's the Cost?

Our low-cost Medchoice™ plan rates are shown below.  The Medchoice™ Brochure shows the benefits for each plan.  Payment is monthly on the 15th of the month.

Healthcare.gov offers several different plans in each state.  Prices are available on their website, but first you should speak with a counselor to see if you qualify for subsidies. Subsidies can reduce the cost dramatically and the phone call is FREE.

Important Features

  • Preventive Care – covered by Healthcare.gov and Medchoice™ plans
  • Health Privacy –  neither plan ask about your personal health information
  • Pre-existing Conditions – no limitations with either plan
  • Payments – Healthcare.gov pays your healthcare providers.  Medchoice™ may pay your or providers.
  • Other Insurance – Healthcare.gov coordinates with other insurance.  Medchoice™ pays on top of any other insurance you have.  It can even be used to offset a high deductible on a major medical plan.

Introducing Our Partners

A4DD has partnered with Universal Trucking Benefits (UTBA) to offer Guaranteed Issue Voluntary Insurance Plans at a discounted group rate.  These plans and low rates are not available directly to individuals.  You can choose what fits your needs and pay via a convenient monthly bank draft or credit card payment.  Their national service center in Atlanta, GA delivers personal service 24/7.

Since 1945, APL has expanded the benefits horizon with innovative voluntary worksite insurance.  APL is licensed to conduct business in 49 states and its financial strength rating with A.M. Best Company is “A+ (Superior)”.  This reflects long-standing financial strength and enduring stability.

A4DD does not guarantee vendor offers or their app or website performance. Vendors are solely responsible for all vendor products and services offered through A4DD. Offers may be suspended or terminated at any time and may be subject to product restrictions, exclusions and eligibility requirements.