Cargo Insurance


Show contracting carriers that you can be responsible for the shipments they entrust to you.  Cargo insurance will qualify you for more work and protect you from big bills for cargo that’s stolen, damaged, lost or destroyed.  Let’s face it, often you don’t really know what you are transporting.

  • Covers auto accidents, loading and unloading, unattended cargo, breakage, shifting of the load, and more.
  • Drive for multiple carriers? No problem, as a full-time driver you are covered.
  • Moving from one delivery company to another? Again, no problem, we’ve got you covered.
  • Choose the amount of insurance that’s right for you.
  • Super-low $200 deductible.

to see coverage highlights and important details.

Here’s the bottom line: A4DD’s cargo insurance is just as good as the ‘big guys’. It just costs a whole lot less.

for Cargo Insurance, or read on.

How Much Does It Cost?

A4DD offers four levels of cargo insurance.  Here are the cost ranges for each limit of insurance you can choose.  When you complete your application you will see specific rates quoted. 

Coverage Level
Cost Range Per Week
$5,000 $3.50 – $5.00
$10,000 $5.75 – $8.00
$25,000 $10.00 – $13.50
$100,000 $17.00 – $23.00
  • Part-time drivers (defined as earning up to $275 per week) pay about 20-25% less.  BUT you are only covered while doing work for your primary contracting carrier.
  • Heavy trucks: vehicles over 15,000 lbs. GVW cost more to insure. About 25% for higher limits and 65% for lower.

The best way to save, however, is to work for a contracting carrier that’s “recognized” by A4DD. These carriers can provide you with a special discount code to use when you join.  This can save you up to 20% — so ask about it.  If your primary contracting carrier isn’t recognized by A4DD, ask them to contact us.

Apply now to see an exact quote – it takes about 2 minutes or less.

Introducing Our Insurance Partner

Choosing the right insurance company is important. A4DD has selected United National Group.  United National has 25 years of experience protecting delivery companies.  Besides a stellar reputation, they have earned an “A” rating from A.M. Best.

for Cargo Insurance.