General Liability Insurance


Protect yourself from crushing legal bills and judgments. Delivery work creates risks beyond what auto and cargo insurance cover. This includes accidents while you’re in a building to pick up or deliver.  Someone trips over your stuff and takes a nasty fall. Walls or floors get scratched. Property gets knocked over and breaks. “GL” insurance is required to enter many buildings. And if you assemble or install products, any mistake you make can have serious consequences. Choose General Liability insurance to show contracting carriers you’re able to be responsible.

  • Choose $100,000 or $1,000,000 of insurance – plus legal expenses are covered without limit
  • Covers bodily injury to the public and physical damage to property other than cargo.  And more.
  • Covers claims from loading/unloading (not covered by most GL or personal auto insurance)
  • Do you install or assemble after you deliver? Our ‘White Glove’ plan is for you!
  • Fully portable, and covers you driving for multiple carriers if you are enrolled as a “full-time” driver.

Here’s the bottom line:  this insurance delivers the extra protection drivers need in an affordable package.

for General Liability Insurance or read on.

Two Great Plans to Choose From

A4DD offers two coverage plans to choose from.  Both offer excellent protection and similar features except that:

  • White Glove Plan includes coverage for assembly/installation claims.
  • Standard Plan does not cover assembly/installation claims.

and view a more detailed summary of coverage.

How Much Does It Cost?

Here are the cost ranges for each limit of insurance and coverage plan.  When you complete your application you will see specific rates quoted.

Amount of Insurance
Cost Range Per Week for Each Plan
Standard Plan White Glove Plan
$100,000 / $200,000 $6.75 – $8.75 $8.75 – $10.75
$1,000,000 / $2,000,000 $13.50 – $15.50 not currently available
  • Part-time drivers (defined as earning up to $275 per week) pay about 6-15% less.  BUT you are only covered while working for your primary contracting carrier.
  • Heavy trucks: for vehicles over 15,000 lbs. GVW insured at $1 million, the cost is 14-19% more.

The best way to save, however, is to work for a contracting carrier that’s “recognized” by A4DD. These carriers can provide you with a special discount code to use when you join.  This can save you up to 10% — so ask about it.  If your primary contracting carrier isn’t recognized by A4DD, ask them to contact us

Apply now to receive an exact quote – it takes about 2 minutes or less.

Introducing Our Insurance Partner

Choosing the right insurance company is important. A4DD has selected United National Group.  United National has 25 years of experience protecting delivery companies.  Besides a stellar reputation, they have earned an “A” rating from A.M. Best.

for General Liability Insurance