New Partner for Cargo and General Liability Insurance Benefits

New Partner for Cargo and General Liability Insurance Benefits


A4DD is teaming up with United National Group to provide both cargo insurance and general liability insurance to our members starting October 1, 2020.  Through this change we are able to offer our members another year of superior insurance protection with NO INCREASE in costs.  Coverage terms and conditions will remain the same. United National has an “A” (Excellent) rating from the prestigious A.M. Best agency.

We thank Lloyds of London, our previous partner, for all its good work over these past two years and for helping us launch a general liability insurance benefit.  We also thank our broker partner, Risk Strategies Company.

General Liability Insurance Benefit

General liability (GL) insurance protects you from legal costs and judgments resulting from accidents other than auto accidents that cause injury and property damage.  For example, it covers incidents while you are in a building and is required to enter many buildings to pick up and deliver.  A4DD’s program offers two levels of coverage – $100,000 and $1,000,000.  It also covers claims from loading and unloading, which are excluded from most other GL policies.  And you can choose coverage for installation and assembly work as well.  All for a few dollars a week.

Business As Usual

Members who are enrolled in cargo and general liability insurance currently do not have to do anything.  Your coverage will transfer automatically to United National and your billings will remain the same.  Members with regulatory cargo filings will see United National make new filings on your behalf as of 10/1/2020 to enable smooth continuation of your motor carrier authority.  New certificates of insurance will automatically go to your primary contracting carrier if you have a Contracting Carrier Code.  You can order any other certificates of insurance you need by logging into  Navigate to the insurance benefit you have or try the Useful Links section at the bottom of each page.

The Bottom Line

Your Association’s Cargo insurance and GL insurance benefits are changing on Sunday, 10/1.  The new insurance through United National offers stable pricing and equal protection.  If you aren’t taking advantage of these affordable benefits to protect yourself and your business, now is the time to learn more.  Click here to learn about what insurance delivery drivers need and what you can do without.