They said it couldn’t be done.  Affordable General Liability insurance for delivery drivers.  “GL” insurance is one of the most commonly requested forms of insurance, but it’s tightly regulated.  Getting quality coverage to individual drivers at low rates through an association was a challenge.  Which we’ve met.  You’re welcome!  Now it’s up to you to encourage or require your contracted driver-vendors to have it.

Here’s why you should.

Why General Liability insurance?

Delivery work creates risks beyond what auto and cargo insurance cover.  This includes accidents while drivers are in a building to pick up a shipment or on their way out after making a delivery.  And if drivers assemble products like furniture, or deliver and install appliances, “GL” insurance matters even more.  When drivers have their own insurance, it protects your business in case later on the product collapses or causes a fire or flood.  Guess who will get blamed?  Also, did you know secure buildings throughout the country require proof of “GL” insurance before they will let delivery drivers enter?  Should “independent” driver-vendors have their own insurance or should you provide it for them?

Why A4DD’s General Liability?

1.  Starting at less than $7 a week, good luck finding anything more affordable.
2.  Choice of limits: either traditional $1 million or more affordable $100,000.
3.  Contracting companies – like you – who require drivers to have GL insurance are automatically covered as additional insureds.
4.  Quality coverage terms — it’s the real deal.  Check out this Summary.
5.  Most GL insurance does not cover loading and unloading claims — this one does once drivers cross the threshold.
6. Our White Glove Plan covers assembly/installation claims as well as delivery claims
7.  Did we mention it can cost under $7 a week?

Getting covered is a snap for A4DD members. Just a few questions. Typically the process takes under two minutes.  So click here to learn more and then contact us about how to promote or require GL insurance from delivery drivers.  Protect yourself from insurance rate increases and promote driver care and accountability.

Be on the lookout for more good news from our Association!

Association for Delivery Drivers
www.a4dd.org