Occupational Accident Insurance
With A4DD’s Occupational Accident insurance you are protected from injuries you sustain while on-the-job while working as a professional delivery driver. The policy pays medical expenses and lost income (called “disability benefits”) if you sustain a covered injury. In addition, benefits may be payable if a covered injury results in death, dismemberment, or paralysis. A4DD members who sign up for Occupational Accident insurance will also receive access to a Discount Prescription Drug Program, an invaluable service that helps you keep prescription drug costs under control.
Plans & Cost
Three features of our program really stand out:
Two Great Plans To Choose From
Here’s the bottom line: If you can afford it, Plan A provides you with more coverage.
When you apply for insurance online, you will see specific rates quoted. Below are the general cost ranges for both plans:
Here’s a tip: just choosing the “automatic monthly payment” option saves you about a buck a week!
The best way to save, however, is to work for an “A4DD Contracting Carrier.” These carriers can provide you with a special identification code to use when you’re applying — ask about it. They also have information sheets that show you the costs of different plans and payment options.
OneBeacon Accident & Health is a brand of OneBeacon Insurance Group. The OneBeacon Occupational Accident Insurance is underwritten by Atlantic Specialty Insurance Company, a OneBeacon Insurance Group underwriting company. The coverage highlights listed are only a summary of the policy coverages and benefits. *Benefits may be subject to reduction schedule (begins at age 65) based on age at date of loss or benefit payment. For complete details, please review the policy terms, conditions, limitations and exclusions. If there is a conflict between these highlights and the policy, the policy will govern in all matters. Coverages and availability may vary by state, exclusions and deductibles may apply. The Discount Prescription Drug Program, described within this site, is provided by third party vendors. Vendors may change at any time without written notice. Occupational Accident Insurance coverage is not workers’ compensation coverage and is not a substitute for workers’ compensation coverage.
