Occupational Accident Insurance

occupational-accident-insurance

Among the greatest concerns you face as a delivery driver is taking care of yourself and your loved ones should you get hurt on a job.  How will you get by with no income and pay medical bills?  With A4DD’s Occupational Accident insurance you are protected from injuries you sustain while working as a professional delivery driver. The policy pays medical expenses and lost income (called “disability benefits”) when you sustain a covered injury.  Additional benefits may be payable in case of work-related death, dismemberment, or paralysis.

Three features of our program really stand out:

  • No maximum age to qualify for coverage* – you can’t age out
  • Drive for multiple carriers? As long as you are a full-time driver you are covered wherever you do work.
  • Moving from one delivery company to another? Again, no problem as long as you are a full-time driver.

to apply for Occupational Accident Insurance or read on.                           

Two Great Plans To Choose From

  • PLAN A – higher limits and lower deductibles than plan B
  • PLAN B – lets you comply with most contract standards at a lower cost but with lower limits and a higher deductible than Plan A

Here’s the bottom line: If you can afford it, Plan A provides you with more coverage.

When you apply for insurance online, you will see specific rates quoted.  Below are the general cost ranges for both plans:

  • PLAN A – Full Time Drivers from $16-$22 per week
  • PLAN B – Full Time Drivers from $14-$20 per week
  • Part-time drivers are defined as earning $275 per week or less and pay about 30% less
  • Heavy truck drivers pay about 10% more

Here’s a tip: choosing the “automatic monthly payment” option saves you about a buck a week.

to apply for Occupational Accident Insurance or read on.                           

Insurance Partner

to apply for Occupational Accident Insurance.