Learn More

Learn More

Occupational Accident Insurance

occupational-accident-insurance

Among the greatest concerns you face as a delivery driver is taking care of yourself and your loved ones should you get hurt on a job.  How will you get by with no income and pay medical bills?  With A4DD’s Occupational Accident insurance you are protected from injuries you sustain while working as a professional delivery driver. The policy pays medical expenses and lost income (called “disability benefits”) when you sustain a covered injury.  Additional benefits are triggered by work-related death, dismemberment, or paralysis.

Three features of A4DD’s Occupational Accident insurance program really stand out:

  • No maximum age to qualify for coverage* – you can’t age out
  • Drive for multiple carriers? As long as you are a full-time driver you are covered wherever you do work.
  • Moving from one delivery company to another? Again, no problem as long as you are a full-time driver.
APPLY NOW

for Occupational Accident insurance, or read on.                           

Two Great Plans To Choose From

  • PLAN A – higher limits and lower deductibles than plan B
  • PLAN B – lets you comply with most contract standards at a lower cost but with lower limits and a higher deductible than Plan A
COMPARE

the two Occupational Accident coverage plans.                          

Here’s the bottom line: If you can afford to pay a bit more, Plan A provides you with greater protection.

How Much Does It Cost?

Here are the cost ranges for both plans.  When you apply for insurance online you will see specific rates quoted.

  • PLAN A – Full Time Drivers from $16-$22 per week
  • PLAN B – Full Time Drivers from $14-$20 per week
  • Part-time drivers are defined as earning $275 per week or less and pay about 30% less
  • Heavy truck drivers pay about 10% more

Here’s a tip: choosing the “automatic monthly payment” option saves you about a buck a week.

The best way to save, however, is to work for a contracting carrier that’s “recognized” by A4DD. These carriers can provide you with a special discount code to use when you join.  This can save you up to 25% — so ask about it.  If your primary contracting carrier isn’t recognized by A4DD, ask them to contact us.

APPLY NOW

for Occupational Accident Insurance or read on.                           

Introducing Our Insurance Partner

OneBeacon Accident & Health is a brand of OneBeacon Insurance Group.  The OneBeacon Occupational Accident Insurance is underwritten by Atlantic Specialty Insurance Company, a OneBeacon Insurance Group underwriting company.  The coverage highlights listed are only a summary of the policy coverages and benefits.  *Benefits may be subject to reduction schedule (begins at age 65) based on age at date of loss or benefit payment.  For complete details, please review the policy terms, conditions, limitations and exclusions.  If there is a conflict between these highlights and the policy, the policy will govern in all matters.  Coverages and availability may vary by state, exclusions and deductibles may apply.  Occupational Accident Insurance coverage is not workers’ compensation coverage and is not a substitute for workers’ compensation coverage.

APPLY NOW

for Occupational Accident Insurance.