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Occupational Accident Insurance

occupational-accident-insurance

Delivery work is a risky business, and Occupational Accident insurance (“Occ Acc”) takes care of YOU by paying for medical expenses and lost income (“disability benefits”) when you’re injured while working.  Catastrophic injuries or death can trigger extra benefits.

What's the Cost? (typical weekly rates)

A4DD's Occ Acc Insurance Features

  • Up to $1 million of protection
  • Three great plans to choose from — get the right combination of compliance, coverage, and cost
  • Fully portable* — so if you drive for different companies you are automatically covered
  • Covers drivers through age 75 — older drivers with good driving records can apply as well.
  • Helper coverage is available — you do not need to list or report each helper (extra charge applies)

Here’s a Tip:  for about $2 per week extra, Plan A delivers a lot more protection.  California drivers doing app-based work should choose Plan C to comply with state law.

How to Save on Occupational Accident Insurance

  • Play it safe and get up to 4 FREE WEEKS coverage every year*.  Just take 4 A4DD Safety Training classes and qualify for our monthly Safety Rewards drawings!
  • Plan B costs about $2 per week less BUT benefits are lower.  Compare Plans carefully to get the protection you need.
  • Save about $1 per week by paying monthly instead of weekly.
  • Part-time drivers (defined as earning up to $275 per week) pay less BUT the disability benefits are lower and they give up coverage portability (coverage only applies while doing work for one designated Primary Contracting Company).
  • If you have a non-driving helper, save 10% plus the cost of membership by adding Helper coverage instead of having the helper get their own insurance.
  • Contract with a company registered with A4DD and use its discount code to save 20% or more.  Ask about it, and if your contracting companies are not registered with A4DD, ask them to contact us.

Introducing Our Insurance Partner